Services

• Residential / Commercial Mortgages

  • Ontario’s housing market is gradually improving, with existing home sales and housing starts gaining strength. As the real estate market remains competitive, interest rates will continue to impact Ontario investors and homeowners. Our specialized mortgage brokers can help find the best mortgage solution to fit your needs—and offer you the lowest current mortgage rates in Ontario. Your bank has a rate? We pass along our volume discount to get it even lower. Contact us today to help save you thousands.
    As an investor, there’s little doubt which type of property has been offering the lowest mortgage rates and greatest interest - residential. Meanwhile, commercial properties have been hit harder by the global financial crisis, and the rates have remained higher, often by a couple of percentage points or more. Are you looking to invest in property? If you like, we can get one of our mortgage experts to tell you exactly how much you can afford to borrow, which is the best mortgage for you or how much they could save you right now if you have an existing mortgage.

  
  • Second Mortgages / Refinancing

  • Many Canadians use a second mortgage to help achieve their financial goals; especially with the low mortgage rates that we’re seeing in today’s marketplace. Learn about second mortgages, their benefits and how to qualify.
    Depending on the equity you have in your home, you might be able to pay off those high interest loans and debts through refinancing. Many people in Ontario have opted to do this. There are many options available and once again I can take the time to sit with you to go over them.
    
    

• Loans

• Start by matching the loan to your needs. Then ensure that the payments are within your means. Finally, look for a wide range of borrowing options plus personal assistance to help you choose the most appropriate. Which happens to be our approach to making personal loans. Check out the loan options shown below.

 

• Accounting

• Customer service and satisfaction are our priorities. We have a commitment to our clients and will go the extra mile to exceed those expectations. With over 20 years of experience working with small to medium size businesses, we have a broad base of knowledge and solutions that will ensure your specific needs are met. 

 

• Personal Income Tax Returns

• Mezed brings over thirteen years of experience with the Canada Revenue Agency (formerly Revenue Canada). Our team brings deep knowledge of income tax return and preparation to Toronto and the surrounding area. We specialize in filing T1 General Tax Returns, T2 Corporation Income Tax Returns, small business tax returns. We help you optimize your rental, capital gains and commission expenses. We'll help you EFILE your tax return to the Canada Revenue Agency (CRA).

 

• Consumer Proposals and Bankruptcy

• A Consumer Proposal is a legally binding agreement between you and your unsecured creditors to pay back a portion of your unsecured debt over a period of up to five years – at the end of which, the debts covered in the Proposal will be considered legally paid in full. The amount to be paid back will be based on the amount you can reasonably be expected to pay.
  
  If you are experiencing financial difficulty, there may be other ways to handle your financial problems before filing personal bankruptcy.  For example, you may speak with a loans manager at a bank and try to get a consolidation loan for your debts.  You may try speaking directly to your creditors to arrange new re-payment methods.  Ask them if they will accept lower payments and give you more time to repay the debt.  Your creditors may agree to a repayment plan if they are put in a better position of getting paid than if you file personal bankruptcy.

 

• Business Registration and Incorporation

• The decision to incorporate your business at any stage of your growth, is a very important one. As your business changes and adapts so too should your business structure. A very common scenario is for businesses to start out as sole proprietorships or partnerships and become incorporated at a later date when the business has grown.